SUMMARY OF COVERAGE PROVIDED BY EMPLOYMENT RISK MANAGEMENT AUTHORITY

The Employment Risk Management Authority (ERMA) is a statewide joint powers authority designed to provide broad coverage and tailored loss prevention services to reduce employment practices liability exposure. There is coverage to $1,000,000 per occurrence for both indemnity and defense and various retention levels are offered between $25,000 and $500,000. ERMA provides coverage for:

• Harassment
• Discrimination
• Wrongful Termination
• Retaliation
• Workplace Torts

Participation in ERMA is optional for the member cities.