Providing coverage for third-party liability claims. Coverage includes errors and omissions coverage for employees and officials when making decisions on behalf of the city.

Workers’ Compensation

Providing workers' compensation and employer's liability coverage utilizing the concept of pooled sharing of losses. Member cities can select various retention levels.

Employment Practices Liability

Broad coverage and tailored loss prevention services are available to members addressing matters related to workplace harassment, discrimination, and wrongful termination.


Provides “all-risk” coverage for real and personal property of the city.

Auto Physical Damage

The Auto Physical Damage (APD) Program provides repair or replacement cost coverage for city-owned vehicles valued over $25,000.

Low Value Vehicle Coverage Program

Provides repair or actual cash value coverage for city-owned vehicles valued under $25,000.

Employee Assistance Program

Providing city employees with clinical, short-term counseling, telephonic consultations, wellness coaching, online member services, and critical incident debriefings.

Additional Programs

Business Travel Accident
Difference in Conditions
Alliant Crime Insurance Program